Getting into debt is very easy. Just start buying stuff with your credit card and don’t pay it off each month. But getting out of debt is very difficult.
The average American family with at least one credit card has around $16,000 in credit card debt (2012 data). Many of these families are trying to erase that debt but are having a hard time accomplishing that. There might be many different reasons why this is so, but one of those reasons might be that they’re not approaching it the right way.
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