Have you ever thought, “finances are so sexy”?
I have never been one to put finances and sexiness together, but Ally Bank conducted a survey that did just that.
Ally Bank’s Love & Money study asked 1,007 adults what was the most appealing financial habit in a significant other. The result might surprise some of you, it sure surprised me.
The responses were divided into four major groups: Attracted to those who have higher credit card limits and like finer goods; those who are bargain hunters and thrifty; those who pay-as-you-go to avoid any kind of debt; and those with strong budgeting and saving strategies.
Higher Credit Card Limits and Fancy Stuff
You would think that since people like to be wooed, those with higher credit card limits and like finer goods would be found sexy. But no.
Only 3% of people found these financial traits to be sexy or attractive.
So stop trying to woo people with your fancy stuff… it’s not working.
Bargain-Hunters and Thrifty
Being frugal is in! I keep telling people to stop spending all their money and live a more frugal life. Being thrifty and finding good deals is a good financial habit if you want to save more money, but is it sexy?
Eighteen percent (18%) of people said they were attracted to bargain hunters and thrifty folks.
I still think people should try to find deals and be frugal. It might not be the sexiest trait, but at least it will help you save money and that’s always a good strategy to have.
Pay-as-you-go to Avoid Any Kind of Debt
I guess these people fall in the Dave Ramsey Camp – debt is evil so avoid it like the plague. I don’t necessarily disagree with this approach, and apparently neither did 21% of people who took the survey.
I am not a ‘pay-as-you-go and avoid any kind of debt’ type of guy because I use my credit card for everything and just pay it off at the end of the month. I guess it depends what “as-you-go” means.
Either way, I still agree that you should avoid debt whenever possible.
The last two traits are good financial habits to have, but they are not the sexiest financial habit. That title goes to…
Having Strong Budgeting and Savings Strategies
I guess JMoney is right in saying “Budgets Are Sexy!” An outstanding 55% of people said they were attracted to those with strong budgeting and saving strategies.
Budgeting might be boring, but it shows potential partners that you are serious about your finances and about your future, and that is indeed very attractive.
Start budgeting and be even sexier than you already are. And if you combine all the financial habits mentioned above, except for the high credit card limit and liking fancy things – that’s just silly – then you will be a catch for anybody that values their future.
Many guys believe that their chances of finding somebody who loves them increase with the amount of money they have, but maybe they are looking at this all wrong. Women might not be attracted to the amount of money some men have; they might just understand that those men have a lot of money because they budget and have strong saving strategies, and find those traits extremely sexy… maybe.
What do you think is the sexiest financial habit?