1. “…because traveling and going on vacations is my only vice…” I’m not sure I’d call it a vice but we love to go on vacations. It’s the one thing we plan consistently each year. We do it to build memories for our kids and become closer as a family. For us it’s a must must do!

    • For us it’s a must do as well. There are a lot of things that I bought that have forgotten about it, but I always remember vacations. Those memories last forever.

  2. I love that your love for Kate helped motivate you to get financially real. I have a client who’s the same way. It took his desire to marry his girlfriend to kick him in the pants toward becoming financially responsible.

    • I’m glad that I did it because I’m not sure how should would feel about me if I am always broke and can’t go anywhere fun. I would love to think that she would love me regardless, but I only say that now because I know she already loves me.

  3. I’m so glad getting Financially Real has had such a huge impact on your life. Finding the one you want to spend the rest of your life wife, is definitely the motivation one needs to make positive change. We love to travel too and through being Financially Real we’ve been able to explore the world, which is an amazing gift to share with my girls. And someday I know you’ll be able to do the same with your future children. 🙂 Thanks again for your participation. I truly appreciate it!

  4. Well if love isn’t a good enough reason to get financially real, then I don’t know what is! Great to read more about your journey in getting serious about your money. And I’m very jealous of the hammock! Have fun on your holiday!

  5. Finding the right girl encouraged you to do the right thing! That’s awesome! For us, we are financially real for our kids. We want to set them out in this big world with a good financial base by helping them with college tuition, etc. It’s a big responsibility!

  6. My husband had pretty terrible money habits when we got together. We got engaged quickly with a long engagement, and I pretty much told him he had to get his financial crap together.

    So we got on a path to pay off his student loans, despite not earning much. Then we had to add on medical bills and related expenses. But we were at least working toward the goal, rather than his “I’ll never have enough, so I may as well enjoy it while I have it” mentality.

  7. Having a goal is very important. I am currently debt free, but that doesn’t mean that I have stopped working towards financial independence. Now instead of paying bills, I pay myself!

  8. “I knew that if I wanted to travel twice a year I had to get financially real.” LoL That’s me as well! 😀 Thanks for sharing Aldo.


  9. Ahhh travel! We went without a vacation for one year in order to save up for a super honeymoon, and man, I was going stir crazy. A great reason to get it together, but I agree with everyone else, love seems like one of the best ones!

  10. Thanks for this! I literally just started my money blog and have no idea what I’m doing. It’s awesome to see you’re so well established after (only?) a year – gives me a bit of hope (:

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