April is the official Financial Literacy Month and to celebrate, Shannon at The Heavy Purse has put together the 2015 Financial Literacy Awareness Carnival.
This is an amazing list of articles, including this post, about what inspired us to get financially real. I am truly honored to be invited to participate and share my story.
After you are done reading this post, please check out the carnival and read as many of those articles as possible. I am a regular reader of many of those blogs and I assure you that you’ll enjoy them as much as I do.
You can get to the Carnival by clicking the picture above.
Why I Got Financially Real
It is no secret that I was terrible with money. I had a lot of debt, was living paycheck to paycheck, and was always worried about money.
I knew I had to do something about my finances because it was stressing me out and it had cost me a relationship or two.
When I started developing feelings for Kate, I knew that I had to get serious about my finances for three main reasons.
1. Nobody wants to date a broke 30-something-year old. It is okay to date somebody that is broke if he/she is still going to school or is in between jobs at the moment. But I was 31 at the time, with a pretty good job, and no responsibilities… And also broke.
2. She is very good about saving money. After I found out how good she was about saving money, I felt embarrassed about being so bad with my money. I was afraid about telling her my situation, but I didn’t want to keep any secrets so I got financially real and I could tell her how I was making changes.
3. I had to think about my future. I knew early on in our relationship that I wanted to be with Kate forever. I knew that I wanted her to have all my babies. But I also knew that in order for us to have a family, I needed to get serious so I can contribute financially for our family.
I knew that if I wanted a future with Kate, I needed to get financially real.
Getting financially real is not about having all the latest gadgets, brand-name clothes, and fancy cars. It is about realizing what your priorities in life should be.
After you take care of all your priorities and still have money left over, then you can get all the latest gadgets, brand-name clothes, and fancy cars… If you wish to.
More Reasons Why I Got Financially Real
I am writing this from a bungalow on a mountain in Las Terrenas, Dominican Republic. Oh, and did I mentioned I’m on a hammock?
I’m currently on vacation with Kate and having a great time.
I am not telling you this to brag, but because traveling and going on vacations is my only vice, and I knew that if I wanted to travel twice a year I had to get financially real.
Like any other normal human being, I love vacations. I’ve always loved the idea of going on vacation and traveling. The only problem is that I just didn’t have money to go anywhere. Or when I did, I was always worried about how much things cost because I didn’t want to get my credit card declined.
Now I worry about how much things cost, but it’s only so I know how much money I can save.
I got financially real because I needed to get serious about my future and also so I can have fun in the present.
What are your reasons for getting financially real?