1. What you’ve said is true. People get so mystified by credit scores that it just frightens them. The truth is that there are just a few components that go into your score, which you mentioned and they’re all pretty intuitive 🙂

  2. These are all great tips. I think the most important thing you can do is just pay those bills on time. That’s one accomplishment that I’ve always been proud of, we’ve always paid our bills on time!

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