I always thought monopolies were against the law, but everybody who has cable-phone-internet at home knows that’s not true. Well, technically we all have more than one option, but having only ONE option for cable internet is not my idea of having “options.”
Kate and I live in an area where our only options for internet are Comcast or Verizon DSL (if it was FiOS, I would probably be happier). I have never used DSL and I’m not sure if it’s better or worse than cable, but I only need internet and DSL requires you to get a phone line in order to work. Therefore I only have ONE monopolistic option… Comcast.
The Comcast deal for new costumers is not bad – $39.99 for 12 months – which is the plan that we had. The internet was choppy every now and then, but that’s what we have to deal with.
The 12-month period expired this week and our bill went up to around $67. That’s a big increase in price for a crappy service. We are not willing to pay that much for internet so our plan was to try to get the same $39.99 deal for another 12 months.
Ting is Awesome
If you are here for the $100 Ting credit and don’t feel like reading this whole post, just click here.
It has already been one year since I switched my cell phone service to Ting and I could not be happier about the move. I still can’t believe I was paying so much money for a service that I could have been getting for half the price.
As I mentioned in my Ting review, I used to pay $127 per month for two phones with Sprint. That’s including a corporate discount of 25%! Which means that I was paying $1,524 a year on my cell phone bill.
With Ting, I was only paying $42.23 per month for the same two phones and for the same service. Ting uses the Sprint network so everywhere I had service with Sprint, I also have it with Ting. The same service for $506.76 a year.
I saved $1,017.24 this year. One Thousand Dollars! Those, to me, are big savings!
If you have Sprint and don’t switch to Ting, you are just giving your money away.
Make Money Online
I write a lot about ways to save money in order to pay off debt. But that is only on part of the equation. You can also look for ways to make more money so you can have more disposable income to either save or pay off debt.
I haven’t written much about making money on the side because I don’t usually try to make money on the side myself. Side hustles take time and effort that I just don’t have.
But don’t worry my young grasshopper. I found an excellent side hustle that doesn’t take too much time and it’s so easy that even I can do it. Website usability testing with UserTesting.com.
If you are like me and are trying to make money on the side without too much effort then UserTesting.com is for you.
It’s crazy how fast time passes by. It has already been three months since I switched my phone plan to Ting and I’m so very glad that I did. In just three short months I’ve been able to save over $250 without compromising my coverage.
If you don’t know what Ting is, you can read my 1-month Ting review where I explain how Ting works. But since I’m a nice guy I’ll give you a quick run down of what it is.
What is Ting?
Rich Dad, Poor Dad – What The Rich Teach Their Kids About Money That The Poor And Middle Class Do Not!
On my latest visit to section 332.024 at the local library I came across Rich Dad, Poor Dad by Robert Kiyosaki, and since it was labeled as “The #1 New York Times Bestseller” I decided to grab a copy and check it out – no pun intended.
I’m not sure how I feel about this book yet. That’s not true, I know exactly how I feel. Read on.
When I first started reading Rich Dad, Poor Dad, I was a little intrigued by the first few chapters, but as I kept reading I started to feel more and more annoyed by Robert Kiyosaki. The book has some good points, but at times it also made me feel like I was sitting through a sales pitch. No, I don’t want to buy a time-share Robert. He actually doesn’t say you should buy time-shares, I just felt like he was constantly trying to sell me something.
But before I tell you why Kiyosaki rubs me the wrong way, let me break down a few things about his book Rich Dad, Poor Dad.
Switch to Ting and Save Money
If you already read my Ting review and are ready to switch, please use my referral link and claim your $25 credit.
For most people having a smartphone is a luxury that they can’t live without, I know I can’t. But if you’re still using one of the major carriers, then you are getting robbed big time. I’ll explain.
I mentioned before that I switched to Ting in order to save money because my Sprint bill was too much for me. I was paying $127 for two phones (Family Plan) and that’s including a 25% discount I got from work. That means I was paying $1,524 a year just to have access to Google on the go. And that number is way below the average cost of owning a smartphone. The average cost of owning a smartphone for 2 years is around $3,400 for ONE phone! I just wasn’t okay with this.
Like many people, I always thought that there were only 3-4 cell phone carriers and that’s it. I thought everything else was either a scam or didn’t work. Oh was I wrong.
This weekend, I finally had the chance to watch Spent: Looking For Change and have to say that I really liked it.
Spent is a documentary that follows four financially underserved families who have been booted out of the traditional banking system due to different circumstances. The four families represent almost 70 million Americans who don’t have access to banks and/or loans because of their credit or lack thereof.
Since we use banks and credit cards on a daily basis, we take for granted how those services make our lives easier. Regardless of what we might think about our financial system, the fact remains that if we don’t have credit in the United States we are going to have a hard time getting a loan when we need one.
And it is not just about getting a loan. Due to the lack of credit or having bad credit, some people are not even able to open a bank account. They have to go to check cashing places in order to cash their paychecks – for a fee of course.