Frugal Dates: NYC High Line

High Line

NYC’s High Line

We’re all trying to save money and cut down on expenses to pay down debt, save up for a house, or reach early retirement.  But that doesn’t mean that we should cut all the fun from our lives and stay home all day like hermits.  We should go outside and enjoy the weather before it gets too cold and at least walk around to get some fresh air.

We try to go outside every weekend even if it just for a little while.  Sometimes we go to the park, or hiking, or even just take a walk around town.  Other times we like to go to New York City.

Many people automatically assume that New York City is one of the most expensive cities in the world, and that’s true in many aspects, but there are a lot of things you can do in New York without having to spend too much money.  One of these things is walk the New York City High Line.

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Versatile Blogger Award

Versatile Blogger Award

Keep the awards coming!

Fridays are usually for the Friday Five, but since Kara nominated me for an award, today is Versatile Blogger Award Friday.

I really don’t know what the Versatile Blogger Award is, but I’m happy to have been nominated.  I guess it is another way to recognize fellow bloggers; similar to the Liebster Award.

The way the Award works is, once you’ve been nominated you have to write seven things about yourself and nominate seven other bloggers you follow.  So without further ado…

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Too Smart To Fall for Scams? Think Again

fall for scams

Don’t get Hooked!

We’ve all received that email about the Nigerian Prince that needs to get money out of his country and is willing to give you a cut if you help him out, right?

Every time I see one of these emails I ask myself, “Why are they wasting their time?  Does anybody ever fall for these scams?”  The answer is yes, a lot of people fall for scams.

In 2013, victims lost $12.7 Billion to these scams, which are also called advanced fee fraud.  Wait, let’s rewind because I don’t think you read that right.  In 2013 alone – one year – these scam artists got away with Twelve point Seven Billion Dollars – yes that was a B for Billion.  That is more money than most large corporations make in a year.

Who Are These Victims?

I always thought that the people who fall for these scams are perhaps uneducated, low income, desperate families.  But apparently I was just being a judgmental jerk because most of the people who fall for scams are highly educated, professional folks.

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Fun Weekend, Only $6.50 Spent!

fun weekend

Not our actual class.

Happy Monday everyone… or not.  If you’re anything like me, Mondays is by far the worst day of the week because it is when we have to go back to work. Yoohoo! (There should be a sarcastic font).  But I’m not here to tell you how crappy Mondays are – you already know that – I’m here to tell you about what I consider to be a very busy, fun weekend in which I only spent $6.50 total.

Okay I admit that I was probably lucky by knowing the right people and being at the right place at the right time, but that’s not the point.  The point is that the following situations/activities presented themselves and I took full advantage of them.

All work and no play is never a good thing and that’s why we should always try to find fun activities to help us stay sane.  But just because we should have fun, doesn’t mean we need to spend a lot of money to achieve it.

Kate doesn’t want to be inside the house all weekend so we always have to find free or inexpensive activities to do – or risk going broke.  Disclaimer:  I don’t mind staying inside watching TV all day, but I have to put my wants aside if I want to keep this good woman by my side.

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The Friday Five – Let Them Eat Steak

steak

Apologies to Vegeterians

Sep 5th – Sep 11th

Welcome to another edition of The Friday Five. This is where I share what I consider the week’s top-five money related articles from around the web.  There are a lot of great personal finance websites publishing amazing content daily and I feel that I must share them with you.  I hope you enjoy my five favorite articles of the week.

If you haven’t, please read this week’s posts on How Much Money Do I Need To Retire and about my 50th Blog Post.  Please don’t forget to follow me on Twitter, Google+, and like Million Dollar Ninja on Facebook.

In no particular order here are The Friday Five

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50th Blog Post!!!

50th blog post

50 Already?

Wow, time really does go by fast!  I can’t believe this is my 50th blog post.

I started this blog because I wanted to sort of keep a journal of my progress towards financial independence and also so I can show my family and friends that being debt free is not as hard as we think.  I really thought only my girlfriend, a few family members, and my closest friends would read what I had to say, and I was okay with that because I really just wanted to show them what I had learned and how I planned on becoming debt free.

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How Much Money Do I Need To Retire?

Need To Retire

When Will I Retire?

We all dream of that day when we don’t have to go back to work and we can enjoy our free time in retirementat least, I do.  We all know we need to retire, but how do we know if we have enough money saved to have a comfortable retirement?

That is a difficult question to answer because it depends on many different factors, such as your age when you retire, lifestyle, health, and how long you plan on living on retirement money.

There are dozens of retirement calculators that will tell us how much money we will need to retire, but most of them only makes my heart skip a few beats.  The numbers those calculators tell us are a little too high, at least for me.  My plan is to be able to retire early, but according to those calculators I’ll never be able to retire.

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I Got Two Awards!!!

liebster award

So Many Trophies!

Okay, the title might have been a bit misleading, but if I got you to click then I did my job well.

I didn’t really receive two awards; I got nominated for the Liebster Award by two different bloggers: Even Steven @ Even Steven Money and Kalen @ Money Mini Blog.  Thank You Guys!

The Liebster Award is an award that bloggers give other bloggers and it is a way to recognize new or smaller blogs.  It is also a way to build the blogging community and welcome relatively new bloggers.

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The Friday Five – Summer Is Over

summer is over

In Four Months

Aug 22nd – Aug 28th

Welcome to another edition of The Friday Five. This is where I share what I consider the week’s top-five money related articles from around the web.  There are a lot of great personal finance websites publishing amazing content daily and I feel that I must share them with you.  I hope you enjoy my five favorite articles of the week.

If you haven’t, please read this week’s posts on Homemade Laundry Detergent and on Ting Review – 3 Months.  Please don’t forget to follow me on Twitter, Google+, and like Million Dollar Ninja on Facebook.

In no particular order here are The Friday Five

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Ting Review – 3 Months

Ting Review

Save Money!

It’s crazy how fast time passes by.  It has already been three months since I switched my phone plan to Ting and I’m so very glad that I did.  In just three short months I’ve been able to save over $250 without compromising my coverage.

If you don’t know what Ting is, you can read my 1-month Ting review where I explain how Ting works.  But since I’m a nice guy I’ll give you a quick run down of what it is.

What is Ting?

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